Startup cost calculators

Startup Cost Calculators for Small Business Ideas

Estimate rough startup costs before you buy the truck, van, trailer, tools, equipment, inventory, insurance, permits, or marketing.

What to include in startup cost

Most new business ideas need more than the obvious main purchase. A food truck is not just the truck. Mobile dog grooming is not just the van. HVAC is not just tools. Startup planning should include equipment, setup, licensing, insurance, working capital, marketing, and a cash cushion.

How to use these calculators

Start with the default assumptions, then replace them with your own local numbers. The goal is not a perfect forecast. The goal is to avoid walking into a business idea blindfolded with a credit card in your hand.

Startup cost tools

Popular startup cost calculators

These pages focus on startup cash, equipment, vehicles, permits, insurance, tools, and launch cushion.

Costs people forget

Common missed costs include insurance deposits, permits, repairs, website and phone setup, inspection fees, storage, software, tools, first inventory, fuel, slow weeks, and money needed while the business gets its first customers.

Truth-check

These calculators are rough planning tools. They cannot tell you whether a business will work in your city. Use them to ask better questions before spending money.

These calculators are rough planning tools. They are not legal, tax, financial, or licensing advice. Local rules, insurance, taxes, permit requirements, and real-world costs may vary.